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Apply for L&T Finance personal loan online on Paisabazaar at an interest rate starting from 11% p.a. Avail collateral-free digital personal loan of up to Rs. 30 lakh with repayment tenure up to 6 years. Personal loans offered by the NBFC can be availed by both salaried and self-employed individuals with digital application procedure, minimal documentation and hassle-free loan process.
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Voucher on disbursalCheck Personal Loan Offers Online
Customer Rating
2839 Reviews
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
L&T Finance has tied-up with Paisabazaar to offer pre-approved personal loans to its existing and eligible customers with instant approvals and quick disbursals.
Personal loans offered by L&T Finance can be used for various purposes, such as medical emergencies, home renovation, wedding, vacation, education, debt consolidation, etc.
L&T Finance offers personal loans at an interest rate of 11% p.a. onwards. The personal loan interest rates for L&T Finance usually depend on several factors, such as applicant’s credit score, income, employment stability, employer’s profile and existing relationship with the NBFC.
To be eligible for a personal loan from L&T Finance, applicants must meet the following criteria:
Find below a detailed checklist of documents required to apply for personal loan based on your employment type:
Note: Income proofs shall vary for different professionals across salaried and self-employed individuals.
L&T Finance applies various fees and charges to its personal loan. Below stated is a detailed representation.
| Particular | Charges |
|---|---|
| Processing Fees | Up to 3% of the loan amount (Non-refundable) |
| Late Payment Charges | 2% (p.m.) on EMI overdue |
| Part-payment Charges | Up to 5% of pre-paid amount |
| Foreclosure Charges | 5% of principal outstanding amount |
| Loan Cancellation Charges | Nil – for 3 days from date of disbursalFrom 4th day – 5%+ applicable taxes (on the outstanding loan amount) |
| Document Charges | Nil for Statement of Account (SOA), Repayment Schedule, Foreclosure Letter, Welcome Kit |
| EMI Bounce Charges | Up to Rs. 1000 |
| Repayment Swap charges | Rs. 500 |
| Duplicate NOC Charges | First 3 paper copies – free of costFrom 4th Paper copy – Rs. 250 |
| Legal/ Recovery Charges | As per actuals |
Note: All fees and charges mentioned above are exclusive of taxes and shall attract applicable taxes as per prevailing laws (e.g., GST).
To apply for L&T Finance Personal Loan Online you need to visit Paisabazaar and follow the below mentioned simple steps:
Step 1: Visit the Paisabazaar’s official website or mobile app and click on ‘Personal Loan’ section.
Step 2: Enter your mobile number in the application form and click on ‘Proceed’ to receive an OTP.
Step 3: Authenticate with the received OTP and fill in the basic details to click on ‘Proceed’.
Step 4: Check and compare from all the available offers from multiple banks and NBFCs and click on ‘Apply Now’ as per your requirements.
Step 5: Fulfil the required details from the lenders to avail personal loan.
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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Last updated: 30 August, 2025
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