Personal Loan Without Documents

At Paisabazaar, you can search and compare from lending banks and NBFCs offering pre-approved loans to eligible customers without documents at preferential interest rates. Here you can choose from various personal loans offered from 30+ lending institutions, such as Axis Bank, Tata Capital, HDFC bank, Kotak Mahindra bank, ICICI bank, Yes bank, Bajaj Finance, Aditya Birla Capital, IDFC First bank, Federal bank, etc. and apply online.

• User-friendly platform to compare and choose offers from 30+ lending banks/NBFCs
• Pre-approved loan offered for eligible customers with instant approvals and quick disbursals
• Paperless and end-to-end digital loan application process
• Free Credit Score Check service is available
• Customized personal loans at your disposal with no end-use restrictions, besides speculations.

To avail a personal loan without documents, you need to meet certain eligibility criteria set by lending banks and NBFCs.

Note: The regular personal loan or pre-qualified personal loan approval is subject to the sole discretion of the lending bank or NBFC.

Pre-approved customers of respective banks and NBFCs are eligible for personal loans without documents with instant approvals and quick disbursals.

Lenders usually offer personal loans with minimal documents to their existing borrowers or bank account holders, as the lenders already have their KYC details, such as PAN, Aadhaar number, address proof, income details, loan repayment history (in case of borrowers), etc.

This eliminates the need for submitting fresh documents by the existing customers with good credit score, high income, stable and continuous job with reputed company.

Getting a personal loan without documents is not easy, as lenders check various documents before loan approval, pertaining to your identity, job stability, and income and credit history. However, if you are a bank’s pre-approved customer then you can avail personal loan without documents. Therefore, you can search for lending institutions offering pre-approved personal loans to its customers on Paisabazaar and apply online.

Follow the below mentioned steps to apply for a personal loan without documents:

Step 1: Enter your mobile number in the application form.

Step 2: Authenticate your number via received OTP.

Step 3: Search and choose from the pre-qualified offers available at the dashboard.

Step 4: Click on ‘Apply Now’ to proceed with the loan formalities.

Step 5: Once approved, the loan amount shall be disbursed to your bank account. As it is a pre-qualified loan, so the loan approval is instant and you receive funds quickly to your bank account.

Find below the key measures that shall help you avail personal loans without submitting fresh documents, especially if you are planning for an end-to-end digital and hassle-free process: